Top Personal Loan Affiliate Programs – 2022

Over the years, the personal loan industry has gotten a lot of bad press. But that doesn't change the fact that this financial service is in high demand. This market has grown at a rate of around 11% year over year. Affiliate offers in this field are also generally well-paying. However, the financial incentives are enormous for those who are brave enough to enter this field. As long as you're promoting the correct personal loan affiliate programs on your website. Let's have a look at what's on offer.

Zippy Loan

Zippy isn't like the majority of payday loan companies you'll find online. Because, rather than financing your request in-house, they connect you with a network of lenders who can help you with requests ranging from $100 to $15,000. The application process takes less than 5 minutes, and you'll get your funds within one business day. Another benefit is that some of their lenders provide up to 60-month payback arrangements and small company loans. You must be at least 18 years old and have a steady source of income; bad credit is not a barrier. In fact, repaying your Zippy Loan on time can help you boost your credit score. Zippy Loan pays $45 for each lead, so becoming an affiliate might be highly profitable. However, you only have a one-day cookie to work with, so be sure your traffic has been pre-sold.

Zoca Loans

Life is unpredictably unpredictable and has a terrible sense of timing. For example, when your refrigerator dies and you don't have the funds to replace it until your next salary. That's why, despite their higher interest rates, short-term personal loans from companies like Zoca are so popular. You can apply for grants ranging from $200 to $1,500 on their website. However, you won't have to wait days or weeks for your bank or credit union to respond because you receive an instant decision. You don't even need a strong credit score to apply for short-term loans. So, how much money can you make in comparison to other loan affiliate programs promoting this one? Regardless of how much your referral borrows, you'll be paid $5 for each lead. While this isn't much, it's better than nothing. LOAN


SoFi is about a lot more than just lending. They describe themselves as "a new sort of finance firm taking a creative approach to financing... we're all about helping our members go ahead and find success," according to their website. To cut a long tale short, they're the new generation of commercial and personal financial lenders. You can borrow up to $100,000 with interest rates as low as 5.99% and as high as 17.53 percent. In case you were wondering, they also provide small business financing. For a funded application, you'll get $100, and for a funded student refinancing loan, you'll get $150. Even better, they've already paid out more than US$10 million in affiliate commissions.


When banks aren't an option, Fairstone gives its Canadian consumers access to personal loans. For many people still reeling from the financial crisis of 2008, this is a fact of life. Fairstone, on the other hand, isn't a lender born out of the financial crisis; they've been there for over a century. Up to $35,000, personal loans can be applied for online as little as $500. They also accept online applications, so you won't have to worry about your credit score being affected. In addition, unlike most banks, you don't need a pristine credit score to be qualified for financial assistance. Financial affiliate programs, in general, are quite profitable, and this one is no exception. Referring new clients earns affiliates a flat fee of $21 per approved lead.

Smarter Loan

Smarter Loan is the largest personal loan comparison site in Canada, with 50 different lenders offering loans ranging from $250 to $30,000. Your visitors can save many hours of Googling and then visiting various sites for short-term credit products. Instead, they only need to figure out how much they need to borrow and how long they want to pay it back, then compare it to the many businesses and personal lenders available. Alternatively, you can simply tell them what type of loan you're looking for, and they'll find it for you using their 'Pre Apply' service. Remember how we mentioned how lucrative affiliate loan programs might be? For example, imagine receiving a $140 affiliate commission on a single sale. That's a total of 140 compelling reasons to promote the loan affiliate program.

Viva Loans (UK)

And now we have a special offer for our Authority Hackers in the United Kingdom: Viva Loans. This short-term lender can assist your visitors with bills or expenses ranging from £200 to £2,000. Because medical emergencies, vehicle accidents, or a busted pipe in your attic never give you a heads-up. The repayment period is no more than 12 months and no less than two months. However, keep in mind that these loans are really "payday" loans. They come with high interest rates — typically about 600 percent. They need that you be a lawful UK resident aged 18 or older and that you have a legitimate UK bank account. This company will gladly pay you $45 for each new customer you refer to them. You'll only be compensated if your referral qualifies and receives payment.